I have checked my credit score in the past, however, it required me to sign up for some service, check my score, then call and cancel afterward. Is there a way to avoid this process and just check it for free without the hassle of having to cancel a service?
Of course I never had to pay money to do it, but it is still a pain to have to call and cancel.
Yes there is! If you are in the USA you are entitled to a free credit report once a year.
According to the Federal Trade Commission:
"You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months."
I had the same case exactly a few months ago.
I think I’ll write an article about this…